Storm Damage Information

Storm Damage

Hail and windstorms are frequent occurrences across the U.S. Most storms occur during either the spring or fall months.

Hail damage can be very difficult to detect and cannot usually be seen from the ground.

Don’t take roof damage advice from family, friends, and neighbors or for that matter even some roofers. Just because someone installs shingles for a living or did some roof repairs in high school or college does not qualify them to professionally assess hail and wind damage.

The only opinion that matters is the one from your insurance company, the people you pay the premium to. Your policy recommends you file a claim anytime there is sudden or accidental damage to your property.

We know that you don’t want to file frivolous claims. Some people may consider the damage nothing more than cosmetic but it is in your best interest to file a claim and let your insurance company investigate the extent and severity of the damage. If your home was hit by small hail and you don’t file a claim you may be surprised when you decide to sell your home and the potential buyer’s home inspector notes the hail damage and they ask you to pay out of your pocket for a new roof. The equity in your home is not cosmetic…, it’ dollars and cents. Don’t gamble with storm damage, especially light damage because it’s the most difficult to assess.

Rhema Roofing are experts at evaluating storm damage claims and utilizes insurance industry investigative standards to examine the damages and write professional insurance approved damage estimates with Xactimate (www.xactimate.com) the same estimating software utilized by over 80% of the insurance companies in the United States.

Insurance Claim Assistance

Did you have damage from a hail or windstorm?

Please, don’t be fooled by contractors calling themselves claims specialists!

Rhema works with all insurance companies and can direct bill them on your behalf.

With your authorization we can handle every step of the damage estimating and repairs of your property quickly.

Did you know that you actually need two different types of estimates?

First and most importantly you need one extremely detailed estimate of the damages that your insurance company is liable for, and another estimate for the repairs that you actually want done.

The first estimate is by far the most difficult to get because contractors are not trained how to use insurance estimating software and how to observe and document damages.

Insurance adjusters are specially trained to observe damage, estimate quickly and apply coverage according to your policy.

Until an adjuster examines your property there is no point in getting estimates because contractors can’t apply coverage. If your insurance company denies the claim for damage what’s the point in getting estimates. Don’t waste your time or anyone else’s getting bids for work that you can’t be sure your insurance company will pay for. This is why all the contractors swarming your hail damaged neighborhood tell you that their bid is your deductible and your insurance company will pay the difference for the approved repairs.

How do you qualify these fast talking, door knocking insurance claim know-it-alls?

Ask them to show you a sample insurance estimate that they have prepared for another client!

If they don’t or can’t use insurance estimating software then they’re pretending to be a “claim specialist” or “insurance team member” or whatever gimmicky scheme they’re using to gain your confidence to let them work directly with your insurance company.

Ignorant estimators who can’t measure, document and prepare claims properly cost consumers millions in lost claim benefits every year.

Rhema uses Xactimate, the damage estimating software preferred by over 80% of the insurance companies. Our estimates get approved quicker and for more money.

We prepare your insurance claim estimates so your insurance adjuster can easily approve the repairs estimated.

Disputed claims are our specialty. We have yet to see a claim that reasonable adjuster’s and Rhema can’t come to an agreement on.

If you have a claim then Rhema can help regardless of where you are in the claim process.

As with any roofing company, you can call and get one or two customers individual experience. However we would like to offer you something that 99% of roofing contractors can’t the recommendation of the top shingle manufacturers in the nation!
 These are the company’s that design the roofing systems and manufacture the roofing products. They are the authority in the roofing industry. They have done the research on our company: they have contacted our customers, tested our roofing knowledge, and verified our insurance
 as well as issued exams to our crews. They have completed research that even the most discriminating homeowner would appreciate. After their extensive testing and years of scrutiny, we are recognized as being in the top 1% of roofing companies in the nation! These manufacturers are so sure of us they allow us to put their name and reputation out there for your peace of mind!
Why should you choose a Preferred Roofing Contractor because their credentials represent the highest standard of excellence, quality and knowledge in the shingle industry?

The people that know the most about the roofing trust Rhema Roofing and Exteriors!